Now live in 12+ countries

Payments built for businesses that move fast

Accept payments from any card, mobile money, or bank transfer. Settle funds in under 2 hours. One dashboard, one API, every payment channel.

Create Free Account Merchant Login

94,201+12%

Transactions Today

8,340+5%

Merchants Active

< 2hrs

Avg. Settlement

KoinKoinPay Dashboard

Live

Revenue this week

$48,320.00

+23.4%

MonTueWedThuFriSatSunMonTueToday

Recent Transactions

🇺🇸

Koko Fashion Store

2s ago

+$1,240.00

🇳🇬

Abuja Electronics

8s ago

+₦180,000

🇿🇦

Cape Couture

14s ago

+R4,500

🇰🇪

Nairobi Mart

21s ago

+KSh 12,000

Settlement ready

View all

Instant Settlement

Funds in < 2 hours

50+ Currencies

Accept globally

What We Offer

Everything you need to accept payments

From card processing to real-time settlements — built for African and global merchants.

Core

Global Payment Acceptance

Accept Visa, Mastercard, mobile money (M-Pesa, MTN MoMo), bank transfers, and USSD — from a single integration.

Global

Multi-Currency Processing

Transact in USD, NGN, KES, GHS, ZAR, GBP and 45+ more. Real-time FX rates with transparent conversion fees. Your customers pay in their local currency — you settle in yours.

Fast

Instant Settlement

Stop waiting 3–5 business days for your money. KoinKoinPay settles funds to your bank or mobile wallet in under 2 hours — 24/7, including weekends and holidays.

Security

AI Fraud Protection

Machine-learning risk engine scores every transaction in real time. Chargebacks reduced by 87% on average.

Insights

Revenue Analytics

Live dashboard with cohort analysis, revenue forecasting, and exportable reports. Know exactly where your money comes from.

Developers

Mobile SDK & POS Ready

Native iOS and Android SDKs. Plug-and-play POS integration for in-store payments. Your checkout, your brand — we handle the complexity underneath.

How It Works

From signup to first payment in under an hour

We designed KoinKoinPay so that any merchant — technical or not — can start accepting payments today.

Step 01

Create Your Account

Sign up at dashboard.koinkoinpay.com in under 3 minutes. Verify your business, upload KYC docs, and you're approved same day.

No upfront fees. No lengthy paperwork.

Create Account

Step 02

Integrate Once

Copy your API keys from the dashboard. Use our SDKs for web, iOS, Android, or WooCommerce. One integration connects every payment channel.

Average integration time: 47 minutes.

View API Docs

Step 03

Start Collecting Payments

Go live immediately. Accept cards, mobile money, bank transfers, USSD — whatever your customers prefer. Monitor every transaction in real time.

Settlement in < 2 hours, every day.

See Pricing

charge.ts

v2.1.0

1// Initialize KoinKoinPay
2const kkp = new KoinKoinPay({
3  publicKey: 'kkp_live_pk_...',
4  currency: 'USD',
5});
6
7// Create a payment
8const payment = await kkp.charge({
9  amount: 4999,          // $49.99
10  email: 'buyer@shop.com',
11  metadata: { orderId: 'ORD-8821' },
12});
13
14// Handle result
15if (payment.status === 'success') {
16  console.log('✓ Settled in', payment.settledIn);
17  // → "✓ Settled in 1h 43m"
18}

Test mode ready — no real charges

Full reference →

Developer Tools

Built for developers who ship fast

Production-grade API with comprehensive docs, test mode, and SDKs for every major language and framework.

REST API

Clean, predictable API with comprehensive reference docs, error codes, and Postman collection.

Explore API

Documentation

Step-by-step guides, SDK references, webhook setup, and integration tutorials for every stack.

Read Docs

SDKs & Libraries

Official SDKs for Node.js, Python, PHP, iOS, Android, and plugins for WooCommerce & Shopify.

Browse SDKs

Webhooks

Real-time event notifications for every payment state change. Retry logic built in.

Webhook Guide

Explore the API Read the Docs

$2.4B+

Processed annually

99.97%

Uptime SLA

< 2hrs

Average settlement

12+

Countries supported

Merchant Stories

Real merchants, real results

“We switched from a legacy processor and cut our cart abandonment rate by 31%. KoinKoinPay's mobile money support is the reason our Nairobi customers actually complete checkout.”

31% less abandonment

Wanjiku Odhiambo

CEO, Savanna Threads

🇰🇪

“The API documentation is the clearest I've ever worked with. We integrated KoinKoinPay into our Node.js backend in a single afternoon. Settlement is genuinely fast.”

4hr integration time

Chidi Nwosu

CTO, Lagos TechMart

🇳🇬

“Multi-currency support changed our business model. We now serve customers across 8 African countries without worrying about FX complexity. The dashboard gives us everything at a glance.”

8 countries, 1 integration

Amara Diallo

Founder, Dakar Digital Goods

🇸🇳

Ready to accept your first payment?

Join 8,000+ merchants already using KoinKoinPay. Setup takes less than an hour.

Create Free Account Merchant Login